:root{
  --bg:#f5f7fb;--fg:#0f172a;--card:#ffffff;--card-fg:#0f172a;--muted:#64748b;--border:#e2e8f0;
  --primary:#1d4ed8;--primary-2:#2563eb;--primary-fg:#ffffff;--accent:#f59e0b;--accent-fg:#111827;
  --success:#059669;--success-bg:#ecfdf5;--chip:#fff7ed;--chip-fg:#9a3412;--radius:16px;
  --shadow:0 1px 2px rgba(15,23,42,.05),0 8px 24px -12px rgba(15,23,42,.18);
}
*{box-sizing:border-box;min-width:0}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--fg);font:15px/1.5 Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:980px;margin:0 auto;padding:0 16px}
header.site{background:var(--card);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:5}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;letter-spacing:-.02em}
.logo .mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--primary),#60a5fa);display:grid;place-items:center;color:#fff;font-size:16px}
.logo small{display:block;font-size:11px;font-weight:500;color:var(--muted);letter-spacing:0}
.secure{font-size:12px;color:var(--success);font-weight:600;display:flex;gap:6px;align-items:center}
.hero{padding:36px 0 18px;text-align:center}
.hero h1{font-size:clamp(26px,4.2vw,38px);line-height:1.15;margin:0 0 10px;letter-spacing:-.03em}
.hero p{color:var(--muted);max-width:640px;margin:0 auto 18px;font-size:16px}
.trust{display:flex;flex-wrap:wrap;justify-content:center;gap:8px 14px;font-size:13px;color:var(--fg);font-weight:600}
.trust span::before{content:"✓";color:var(--success);margin-right:5px;font-weight:800}
.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:18px 0 8px}
@media (max-width:640px){.grid{grid-template-columns:1fr}}
.card{background:var(--card);color:var(--card-fg);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:16px;display:flex;flex-direction:column;gap:12px;position:relative}
.card.hero{grid-column:1/-1;border:2px solid transparent;background:linear-gradient(var(--card),var(--card)) padding-box,linear-gradient(120deg,#2563eb,#f59e0b,#2563eb) border-box;background-size:100% 100%,200% 100%;animation:border 6s linear infinite}
@keyframes border{to{background-position:0 0,200% 0}}
@media (prefers-reduced-motion:reduce){.card.hero{animation:none}}
.card .top{display:flex;align-items:center;justify-content:space-between;gap:8px}
.chip{display:inline-flex;align-items:center;background:var(--chip);color:var(--chip-fg);font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px;white-space:nowrap}
.chip.rec{background:#eff6ff;color:#1e40af}
.brand{display:flex;align-items:center;gap:12px}
.brand .lg{width:112px;height:48px;border:1px solid var(--border);border-radius:10px;background:#fff;display:grid;place-items:center;padding:6px;flex:none}
.brand .lg img{max-height:36px;object-fit:contain}
.brand h3{margin:0;font-size:17px;letter-spacing:-.01em}
.brand p{margin:2px 0 0;color:var(--muted);font-size:13px}
.card.hero .brand .lg{width:150px;height:64px}
.card.hero .brand h3{font-size:21px}
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
.fact{background:var(--bg);border-radius:10px;padding:8px 10px;display:flex;flex-direction:column;gap:2px}
.fact small{color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.04em;font-weight:600}
.fact b{font-size:15px;line-height:1.2;overflow-wrap:anywhere}
.fact.rate b{color:var(--success)}
.card .cta{margin-top:auto}
.btn{display:flex;align-items:center;justify-content:center;min-height:46px;padding:10px 16px;border-radius:12px;background:var(--primary);color:var(--primary-fg);font-weight:700;font-size:15px;text-align:center;border:0;cursor:pointer;transition:transform .15s,background .15s;width:100%}
.btn:hover{background:var(--primary-2);transform:translateY(-1px)}
.card.hero .btn{background:linear-gradient(90deg,var(--primary),var(--primary-2));box-shadow:0 10px 24px -10px rgba(37,99,235,.6);min-height:50px;font-size:16px}
.legal-note{font-size:11.5px;color:var(--muted);line-height:1.35}
section.block{padding:26px 0}
section.block h2{font-size:22px;margin:0 0 14px;letter-spacing:-.02em}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
@media (max-width:640px){.steps{grid-template-columns:1fr}}
.step{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:14px}
.step i{display:grid;place-items:center;width:30px;height:30px;border-radius:9px;background:#eff6ff;color:var(--primary);font-style:normal;font-weight:800;margin-bottom:8px}
.step b{display:block;margin-bottom:4px}
.step p{margin:0;color:var(--muted);font-size:14px}
details{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:10px 14px;margin-bottom:8px}
summary{cursor:pointer;font-weight:600}
details p{margin:8px 0 0;color:var(--muted);font-size:14px}
.disclaimer{font-size:12.5px;color:var(--muted);line-height:1.5;border-top:1px solid var(--border);padding-top:16px}
footer.site{padding:20px 0 36px;color:var(--muted);font-size:13px}
footer.site nav{display:flex;flex-wrap:wrap;gap:8px 18px;margin-bottom:10px}
footer.site nav a{color:var(--fg);font-weight:600}
.consent{position:fixed;left:12px;right:12px;bottom:12px;z-index:20;background:var(--fg);color:#fff;border-radius:14px;padding:14px 16px;display:flex;gap:14px;align-items:center;flex-wrap:wrap;box-shadow:0 20px 40px -20px rgba(0,0,0,.6);font-size:13px}
.consent p{margin:0;flex:1 1 320px}
.consent a{text-decoration:underline}
.consent button{background:#fff;color:var(--fg);border:0;border-radius:10px;padding:10px 16px;font-weight:700;cursor:pointer}
.consent[hidden]{display:none}
.legal{padding:28px 0 40px;max-width:760px}
.legal h1{font-size:28px;letter-spacing:-.02em}
.legal h2{font-size:18px;margin-top:24px}
.legal p,.legal li{color:#334155;font-size:15px}
.notice{background:#fffbeb;border:1px solid #fde68a;border-radius:10px;padding:10px 12px;font-size:13px;color:#92400e}
form.contact{display:grid;gap:12px;max-width:520px}
form.contact label{display:grid;gap:4px;font-size:13px;font-weight:600}
form.contact input,form.contact textarea{font:inherit;padding:10px 12px;border:1px solid var(--border);border-radius:10px;background:#fff}
form.contact .chk{display:flex;gap:8px;align-items:flex-start;font-weight:500}
form.contact .chk input{margin-top:3px}
.empty{background:var(--card);border:1px dashed var(--border);border-radius:14px;padding:30px;text-align:center;color:var(--muted);grid-column:1/-1}